Can I be free of debt with settlement?

Is Debt Settlement the Right Option?

If you have maxed out your credit cards, or the interest is keeping you from really making any impact to reducing the amount you owe and is having a negative impacting on your life than Debt Settlement maybe the answer for you. The debt settlement company will start by negotiation a reduced debt amount, typically stop or reduce the interest and possibly removing any late fees. If you have more than one credit card and or other unsecured debt, they will consolidate them into one easy affordable payment. Some debt settlement companies work with legal teams, this is called a legal model. The benefit of this is that they represent you, write letters to the creditors to stop the harassing phone calls and prevent wage garnishments. These programs vary in time depending on the amount of debt but try to keep it around 36 months. 36 months to becoming debt free, removing that unnecessary stress and getting a new start. One of the most often asked question is will it affect my credit? Yes! Yes, it will, however, but so does not being able to make your payments, or having too much of your credit used on credit card or your debt-to-income ratio can and will impact your credit. Once you have completed the program, your debts should reflect that you obligation has been paid in full and work on building your credit again. The other consideration is that your consolidated payment is less than what you are currently paying, that will allow you to have more of money to spend on groceries, family needs or start building a savings. The call is free, the consultation is free, so call today, find out what you qualify for and see if this is right for you. 15 mins is all you need for that piece of mind and there is no obligation. Talk to a specialist, ask plenty of questions and make a decision that is right for you. You're 30 Seconds Away From Debt Relief